:root{--ink:#18202a;--muted:#5a6672;--line:#dde2e7;--panel:#f5f7f8;--accent:#0b6b4f;--accent-ink:#fff;--warn:#9a3412;--radius:10px}
*{box-sizing:border-box}
[hidden]{display:none!important}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:#fff;color:var(--ink);font:16px/1.6 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif}
a{color:var(--accent)}
a:hover{text-decoration:none}
.wrap{max-width:1080px;margin:0 auto;padding:0 16px}
header.site{border-bottom:1px solid var(--line);background:#fff}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:60px;flex-wrap:wrap}
.logo{font-weight:700;font-size:19px;color:var(--ink);text-decoration:none;letter-spacing:-.01em}
.logo span{color:var(--accent)}
nav.top{display:flex;gap:18px;flex-wrap:wrap;font-size:15px}
nav.top a{color:var(--ink);text-decoration:none}
nav.top a:hover,nav.top a[aria-current]{color:var(--accent)}
main{padding:28px 0 48px}
h1{font-size:32px;line-height:1.2;margin:0 0 10px;letter-spacing:-.015em}
h2{font-size:23px;line-height:1.3;margin:36px 0 10px}
h3{font-size:18px;margin:24px 0 6px}
.lead{font-size:18px;color:var(--muted);margin:0 0 22px;max-width:760px}
.muted{color:var(--muted)}
.small{font-size:14px}
.crumbs{font-size:14px;color:var(--muted);margin-bottom:8px}
.crumbs a{color:var(--muted)}
.calc{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:24px;align-items:start}
.card{border:1px solid var(--line);border-radius:var(--radius);padding:20px;background:#fff}
.card.soft{background:var(--panel)}
form .row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
label{display:block;font-size:14px;font-weight:600;margin:12px 0 4px}
label .hint{font-weight:400;color:var(--muted)}
input[type=text],input[type=number],input[type=date],select{width:100%;padding:10px 12px;border:1px solid #c9d0d6;border-radius:8px;font:inherit;background:#fff;color:var(--ink)}
input[type=text],input[type=number],input[type=date],select{-webkit-appearance:none;appearance:none;min-height:46px;line-height:1.3;margin:0}
select{background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' fill='none' stroke='%235a6672' stroke-width='1.6'/%3E%3C/svg%3E") no-repeat right 14px center/12px 8px;padding-right:38px;cursor:pointer}
input[type=date]{display:block}
input[type=date]::-webkit-date-and-time-value{text-align:left;margin:0}
input[type=date]::-webkit-calendar-picker-indicator{opacity:.65;cursor:pointer}
input:focus,select:focus{outline:2px solid var(--accent);outline-offset:1px;border-color:var(--accent)}
.check{display:flex;gap:8px;align-items:flex-start;font-weight:400;font-size:15px}
.check input{margin-top:5px}
details{margin-top:14px;border-top:1px solid var(--line);padding-top:10px}
summary{cursor:pointer;font-weight:600;font-size:15px}
.seg{display:flex;border:1px solid #c9d0d6;border-radius:8px;overflow:hidden}
.seg label{flex:1;margin:0;text-align:center;padding:9px 6px;cursor:pointer;font-weight:500;font-size:15px}
.seg input{position:absolute;opacity:0;pointer-events:none}
.seg label:has(input:checked){background:var(--accent);color:var(--accent-ink)}
.net{display:flex;flex-direction:column;gap:2px;margin-bottom:14px}
.net strong{font-size:34px;letter-spacing:-.02em}
table{width:100%;border-collapse:collapse;font-size:15px}
.breakdown th,.breakdown td{padding:8px 4px;border-bottom:1px solid var(--line);text-align:right}
.breakdown th[scope=row],.breakdown thead th:first-child{text-align:left;font-weight:400}
.breakdown thead th{font-size:13px;color:var(--muted);font-weight:600}
.breakdown tr.strong th,.breakdown tr.strong td{font-weight:700}
.breakdown tr.total th,.breakdown tr.total td{border-bottom:0;border-top:2px solid var(--ink)}
.btn{-webkit-appearance:none;appearance:none;display:inline-block;background:var(--accent);color:var(--accent-ink);text-decoration:none;font-weight:600;border:0;border-radius:8px;padding:12px 18px;font-size:16px;cursor:pointer;margin-top:10px}
.btn:disabled{background:#9fb5ad;cursor:not-allowed}
.btn.ghost{background:#fff;color:var(--accent);border:1px solid var(--accent)}
.data{width:100%;margin:12px 0 4px;font-size:15px}
.data th,.data td{border-bottom:1px solid var(--line);padding:8px 6px;text-align:right}
.data th:first-child,.data td:first-child{text-align:left}
.data thead th{font-size:13px;color:var(--muted)}
.tablewrap{overflow-x:auto}
.facts{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:12px;margin:16px 0}
.facts div{background:var(--panel);border-radius:var(--radius);padding:14px}
.facts b{display:block;font-size:20px}
.faq h3{margin-top:20px}
.grid-links{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:12px;margin:14px 0}
.grid-links a{display:block;border:1px solid var(--line);border-radius:var(--radius);padding:14px;text-decoration:none;color:var(--ink)}
.grid-links a:hover{border-color:var(--accent)}
.grid-links small{display:block;color:var(--muted)}
.note{border-left:3px solid var(--accent);background:var(--panel);padding:12px 14px;border-radius:0 8px 8px 0;margin:16px 0}
.errors ul{margin:8px 0 0;padding-left:20px;color:var(--warn);font-size:14px}
.stub{position:relative;border:1px solid #b9c1c8;border-radius:6px;padding:18px;background:#fff;font-size:13px;overflow:hidden}
.stub .wm{position:absolute;top:42%;left:50%;transform:translate(-50%,-50%) rotate(-24deg);font-size:72px;font-weight:800;color:rgba(11,107,79,.08);pointer-events:none;letter-spacing:.08em}
.stub-head{display:flex;justify-content:space-between;gap:12px;border-bottom:2px solid var(--ink);padding-bottom:10px}
.stub-title{text-align:right}
.stub-emp{padding:10px 0}
.stub table{margin:8px 0;font-size:13px}
.stub th{background:var(--panel);font-weight:600;text-align:left;padding:6px}
.stub td{padding:5px 6px;border-bottom:1px solid var(--line)}
.stub .num{text-align:right}
.price{font-size:15px;color:var(--muted)}
footer.site{border-top:1px solid var(--line);padding:24px 0 36px;font-size:14px;color:var(--muted)}
footer.site nav{display:flex;flex-wrap:wrap;gap:14px;margin-bottom:10px}
footer.site a{color:var(--muted)}
.prose{max-width:760px}
.prose p,.prose li{margin:8px 0}
.sticky-col{align-self:stretch}
.sticky{position:sticky;top:16px}
@media (max-width:820px){.sticky{position:static}.calc{grid-template-columns:1fr}h1{font-size:26px}.net strong{font-size:30px}}
@media (max-width:420px){form .row{grid-template-columns:1fr}.stub-head{flex-direction:column}.stub-title{text-align:left}}